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Friday, November 27, 2015

Obamacare Gets Cheaper.

The Affordable Care Act gets less disastrous every day. The latest boost: Overall costs are now likely to be $14 billion per year lower than estimated just two months ago, and $56 billion per year cheaper than the first official estimate in 2010. That's a 30% reduction, compared with the 2010 numbers.

The Congressional Budget Office regularly updates its cost projections for all big federal programs, and its latest numbers show an improvement related to Obamacare, as the ACA is known, that few supporters or critics saw coming. In 2010, the year Congress passed the law, the CBO said the annual cost of administering the law and providing subsidies to enrollees to help them purchase insurance would be about $172 billion in 2019, when all the provisions of the law are fully in effect. In January of this year, CBO dropped its 2019 estimate to $135 billion per year. It has now dropped that even lower, to $121 billion per year. This chart shows the changes:
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Source: Congressional Budget Office

Source: Congressional Budget Office.

The agency cites two primary reasons for the sharp decline. The chief reason is the drop in overall healthcare costs — which is good news for everybody who pays for healthcare, whether enrolled in Obamacare or not. From 1998 to 2005, the growth in health insurance spending per enrollee was 5% per year, after accounting for inflation. Those are private-sector numbers CBO used in 2010, when estimating future costs for Obamacare. But from 2006 to 2013, such spending rose by just 1.8% per year — a slowdown that surprised most healthcare economists. Factoring those lower annual increases into the CBO’s forecasting model led to the lower projections for future costs. 

By: Rick Newman. 

Review: Emerging Market Formulations &Research Unit, Flagship Records. 
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